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This mandate didn't give alot of time for the employers and insurance companies to figure out how to make these pay, so its likely that your job hasn't had a chance to send out a explanation of this benefit.How to Get Reimbursed for OTC Tests Purchased at Eric’s RX Shoppe If its covered under medical, BCBS card, and if its under Rx use your pharmacy card (like Caremark or ExpressScripts).Īlso some employers have medical and Rx on the same card, for that you'll still need to know how its covered so you can say how to run it (there are different ID numbers/routing numbers on the card). The best thing to do is contact your HR and see what they opted to use and how to have your tests paid for. Now the reason that 'OR' is so important is because your employer is the one deciding which side of your coverage will cover the tests, and whichever they decide to use will impact how the pharmacy will need to run your coverage. I'll assume your insurance is through your job, right? Well the recent mandate requires tests to be covered by your insurance plan, meaning it can be covered by your medical coverage OR your Rx coverage (BCBS usually just does medical, you likely have Caremark or ExpressScripts for Rx).

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Download the reimbursement form.įor Medicare coverage of home test kits, please see the “How are home test kits covered for Medicare members?” FAQ below. Please note that shipping, handling, and other fees are not covered. If a test is sold in a package of two, that is considered two tests and you will be reimbursed $24. If you buy the tests online or at a retail store (including the regular store checkout at a pharmacy rather than the pharmacy counter), you’ll need to submit a form, along with your receipt, and will be reimbursed up to $12 per individual test. To find a participating pharmacy in Rhode Island, please see this list. A directory of the participating pharmacies nationwide will be available soon.

However, even if a pharmacy is not participating in our network, you may be able to buy the test for $0. If you buy the tests at a participating pharmacy (at the pharmacy counter), you will pay $0 when using your BCBSRI member ID card. These tests are not covered if the testing is for employment purposes. Home test kits are tests you can do at home and read yourself, without the help of a provider or lab. Starting January 15, 2022, all BCBSRI plans except Medicare have $0 coverage for COVID-19 home test kits without a prescription, and each person on the plan is covered for up to 8 home test kits every 30 days.

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It's also at odds with what news outlets and insurance companies are saying.ĮDIT: The full text from the BCBS websiteĪre COVID-19 home test kits covered at no cost? This doesn't make the tests more accessible as some people cannot afford to buy the tests and wait for reimbursement. They told me they are not accepting insurance in stores despite what BCBS states on their website. I called CVS Corporate after and they told me that you have to purchase them at cost and then submit a request for reimbursement to your insurance. They then have a list of specific pharmacies that are accepting insurance, so I went to one listed and was told at the pharmacy that they (and every other CVS) are NOT participating / accepting insurance. Our participating pharmacy network for COVID-19 home test kits includes approximately 65,000 pharmacies nationwide, including CVS and Walgreens.

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#CVS COVID TEST REIMBURSEMENT FREE#

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Cvs covid test reimbursement